Front page › Contributors › OGUnc - David Teng
Founder and editor · filing since 2026
David Teng, known as OGUnc, is the founder and editor of Outdoor Unc, Finance Unc and Sports Unc. He has worked in finance and accounting for nearly two decades and spends his free time outdoors with family and friends. An athlete himself, he follows sports for the way they bring people around the world together to celebrate remarkable achievements. The papers grew out of those interests: getting outside, staying close to the games, and making money work for you instead of the other way around.
Every story links to its sources, mistakes are corrected openly, and AI tools help gather sources and prepare drafts that are checked before publishing. Reach him at [email protected].
Rates have eased a little but remain above 7 percent, and the Fed isn't in a hurry to cut. Here's what lenders look at now, what a loan really costs, and the steps that make the biggest difference.
Third-quarter growth sped up, while the Fed's favorite inflation gauge rose to 3.6 percent and income after taxes and inflation fell in September.
To be covered on January 1, pick a plan by December 15 on HealthCare.gov. Whether you can still enroll into January depends on your state, and reports differ, so don't wait.
Four videos worth your time this week from the personal-finance channels we follow, with a note on what each one is selling.
Nine companies must show whether they charge different people different prices based on personal data. It's a study, not an accusation, and here's what shoppers can do meanwhile.
The federal funds range stays at 3.75 to 4 percent, so card, home equity and savings rates shouldn't move much. The two dissents point to inflation worries.
The complaint alleges the chain routinely charged more at checkout than its shelf labels and ads, ignoring tens of thousands of complaints. Here is how to protect yourself at any store.
Most filers take the standard deduction, now $16,100 single and $32,200 joint. The higher state and local tax cap makes itemizing worth a second look for some homeowners. Here is how to run the numbers before December 31.
Policymakers meet Tuesday and Wednesday. The target range has been 3.75 to 4 percent since the Fed raised it in September.