The Money Guy Show, Tax Attorney Exposes 6 Viral Tax Hacks (Oct. 27). A clip from the show; its description includes the show's promotional links. The Money Guy Show on YouTube
By Finance Unc
Taxes first. On The Money Guy Show, tax attorney and CPA Jasmine DiLucci joins hosts Brian Preston and Bo Hanson to go through six viral tax hacks, including writing off your car, home office or family vacation, and explains which ones hold up. It's a good companion to our guide on whether to itemize in 2026; when in doubt, IRS rules and a tax professional beat a social media clip.
In a second Money Guy clip, the hosts look at why buying a first home feels so hard, citing a median first-time buyer age of 40, along with higher prices and mortgage rates; Freddie Mac's 30-year average was 7.24 percent this week. On The Ramsey Show, Dave Ramsey reacts to 21 minutes of listeners' debt confessions, and the video's description promotes Ramsey's own EveryDollar budgeting app.
Graham Stephan argues that a second wave of inflation is coming. That is his forecast, not a settled fact; the latest official figure, from the Bureau of Labor Statistics, put consumer prices 3.7 percent higher in September than a year earlier. The video is sponsored by the money app Albert, which Stephan discloses.
Screen & reading features videos we think readers will find useful. They play from each creator's own channel, and they are the creators' views and general education, not personal financial advice; Finance Unc doesn't fact-check every claim in them. We're not paid to feature them, and we note when a video is sponsored or promotes the creator's own products.
The average 30-year fixed mortgage rate fell to 7.24 percent this week from 7.32 percent, and the 15-year to 6.60 percent from 6.68 percent, Freddie Mac said October 29. The survey mostly reflects last week's drop in Treasury yields. Since then, the 10-year Treasury yield has climbed back to 5.05 percent as of October 28, the day the Fed held rates steady with two officials voting for a hike, according to Treasury's daily figures, so next week's average may not fall further. Freddie Mac's averages assume strong credit and 20 percent down; compare Loan Estimates from several lenders.
Nine companies must show whether they charge different people different prices based on personal data. It's a study, not an accusation, and here's what shoppers can do meanwhile.
By Finance Unc
The Federal Trade Commission has ordered nine companies, Delta, United, JetBlue, Lyft, Uber, DoorDash, Instacart, Target and Walmart, to hand over detailed information on whether they use personal data to set the prices customers pay, and in the case of ride-hailing and delivery apps, what their gig workers are paid, the agency said October 28.
The FTC wants to know whether the price of a plane ticket, ride, delivery or other purchase can differ from one person to the next based on things like loyalty-program activity, browsing habits or other personal data run through pricing algorithms. "Consumers deserve to know whether companies use their web surfing habits or other personal data to estimate the highest price they can charge each consumer," FTC Chairman Andrew Ferguson said. The orders are part of a study under Section 6(b) of the FTC Act; they are not an accusation of wrongdoing, though the agency can go to court if a company does not comply. In August the FTC also proposed a policy on when undisclosed use of personal data to set an individual price could be illegal.
Until the FTC reports back, a few habits help you see whether a price is really the price: compare fares and totals while logged out, in a private browsing window or on another device; check the same item on the store's website and in its app; look at the itemized fees before you pay; and remember that loyalty pricing can cut both ways. If you think you were charged unfairly, you can report it at ReportFraud.ftc.gov.
